Included is a general list of the typical documentation required for loan approval. Please note that required documentation may vary from loan to loan and lenders may require additional documentation in order to approve your loan.

Full Documentation Loan

Borrower Provided Documentation:

• Signed Application
• 1 month pay stubs
• 2 months bank/investment statements
• Driver’s License
• 2 years W2’s
• Tax Returns
• Lease Agreement/Schedule E (rental income/history for investment properties)
• CPA letter or Business License (self-employed)

Limited Documentation Loan (Stated Income/Stated Asset Loans)

Borrower Provided Documentation:

• Signed Application
• Driver’s License
• Lease Agreement (rental income for investment properties)
• 2 months bank statements
• Most recent quarterly investment statement*
• CPA letter or Business License (self-employed)

*verified asset program only

3rd Party Provided Documentation:
(for both full and limited documentation loans)

• Appraisal
• Title
• Tax Certificate & Wiring Instructions
• Closing Protection Letter
• Purchase Contract
• Verification of Employment (2 year history)